YOUR INSURANCE NEEDS ARE AS INDIVIDUAL AS YOU ARE

We provide our clients with annual risk assessments and stay apprised of your changing needs. In the months prior to your renewal, we automatically update your risk profile, making sure you receive any available discounts, and obtain the best coverage for your insurance dollar.

Talk to us about insuring your life and everything connected to it. Let us do a free risk assessment on your current coverage and recommend optimal coverage for your current needs and budget

Coverages Available

Health / Dental / Vision & Supplement Insurance

For individuals and families, we offer:

• Health Plans, including Obamacare

• Temporary Health Plans

• Dental Plans

• Vision Plans

• Supplemental Insurance Plans

• Hospital Indemnity

• Accident

• Disability

• Long Term Care

• Cancer

• Critical Illness

Medicare Advantage & Medicare Supplement (Medigap)

Medicare Supplement Plans - Need more predictable out-of-pocket costs? We can enroll you in a Medicare supplement plan that can help fill the gaps in your Medicare Part A and B coverage, so there are fewer surprise expenses.

Medicare Advantage (Medicare Part C) - Let me help you simplify your Medicare coverage. A Medicare Advantage plan combines hospital, doctor, and prescription drug coverage. These compact plans may also include other benefits not offered through original Medicare.

Medicare Prescription Drug Plans (Part D) - I can help you better manage your prescription expenses with a Medicare Part D prescription drug plan. Contact me to decode the eligibility requirements.

Life Insurance / Retirement Plans

Life insurance is a crucial step in planning for your future and the future of your loved ones.

• Term Life Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.  A Term life policy can help provide for your family’s loss of income in the event of your, or your spouse's premature death.

• Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

• Mortgage Life insurance is designed to protect your home by satisfying your mortgage obligation upon your death. With Mortgage Protection insurance, there may be additional benefits for conditions of disability or job loss.

• Final Expense Insurance is used to gain peace of mind with an affordable way for your family to pay your funeral costs and other final expenses or outstanding debts.

• Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.

Personal Property & Casualty Insurance

We competitively shop for coverage for your most prized possessions and make sure you are covered for unexpected events.

• Homeowner's Insurance* / Windstorm / Flood

• Renter's Insurance / Liability 

• Umbrella Coverage (Excess Liability)

• Auto Insurance

• Recreational Vehicles (RV, Mobile Home, ATV, Motorcycle,  Boat, Watercraft)